Hospice is an affordable health care option. Services are paid for in a variety of ways:
- Medicare. The Medicare Hospice Benefit covers all medications, equipment, supplies and care related to the terminal diagnosis. Hospice of the Red River Valley waives fees related to prescriptions or inpatient respite care outlined in the benefit. Medicare payments to hospice do not interfere with Medicare payments for other illnesses or conditions.
- Medicaid. Both Minnesota and North Dakota offer hospice coverage under Medicaid. Like Medicare, Medicaid covers all medication, equipment and supplies related to your hospice diagnosis. Recipient liabilities (spend-downs) remain your responsibility.
- Private Insurance. Many private insurance plans offer a hospice benefit. In most cases, the coverage is similar to the Medicare benefit. Deductibles, co-pays and spend-downs are also your responsibility. Your Hospice social worker will assist with any insurance questions you may have.
- Private Pay. If insurance coverage is unavailable or insufficient, we can discuss options for you or your family to pay for hospice services. With Hospice of the Red River Valley, no patient is denied services due to an inability to pay.
- No Form of Payment. Hospice of the Red River Valley provides services to anyone who meets the medical guidelines, even if they have no form of payment.
No matter what your payment source, we will contact your insurance company to ensure you receive the benefits to which you are entitled. Please contact us with questions about your specific situation.
We can provide answers to the common questions you might have:
- Is hospice care right for me or my loved one?
- What services does hospice provide?
- Where can I or my loved one receive hospice care?
- How does hospice support caregivers and family members?
- How do I talk about hospice care?
- What is the caregiver’s role?
- What resources are available?
- How do I cope with my grief?
- How do we begin hospice services?
- Advance Care Planning
- Read Patient & Family Stories